Adam Klugh

NMLS# 1596587

Adam has experience in all types of mortgage loan programs and has strong relationships with top Realtors, developers, financial planners, lenders, and real estate investors.

I was born and raised in Detroit MI before heading off to college at Spring Arbor University – a small private Christian college. There I studied biology, genetics, biological chemistry and other nerdy subjects. My degree was in biology but in my final year I took an interest in economics. Little did I know how much this elective interest would alter my path.

After graduating I followed in my father’s footsteps and started my career as a firefighter on the Toledo Fire and Rescue department. There I gained the rank of lieutenant (One of my proudest achievements) and was able to have the honor of commanding some of the finest trained men and women in the industry.

While serving as a firefighter, I continued my economic studies, mostly concentrating on Residential Real Estate investing. This was during the time of the Great Recession so the impact of housing on the average American and their understanding of the value of owning a home was being redefined. I saw the opportunity and value of owning residential real estate so I set out with a goal of obtaining my own real estate portfolio.

To get started, I had very little money, a moderate and steady government issued salary and a large assortment of student loans. After getting a ‘no’ from every lender I spoke to, I started to read through the mortgage guidelines myself to figure out a way to buy a home. I eventually was able to purchase my first home and many rentals thereafter.

I went back to school to obtain my master’s degree, this time in Finance. I got licensed as a mortgage loan officer, and set out to help others achieve their dream of home ownership. Real Estate is America’s most historically proven asset class. For most Americans, it has been the most reliable tool for wealth creation. I want to help those who desire to achieve the goal of home ownership by helping them take the right steps to make a sound investment decision